Social Security Early Retirement Benefits table.

If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able to take your benefits at age 62, but the reduction in your benefit amount will be greater than it is for people retiring now. Here's how it works. If your full retirement age is 67, the reduction for starting your Retirement benefits at 62 is about 30 percent. The reduction for starting benefits at age 63 is about 25 percent; 64 is about 20 percent; 65 is about 13.3 percent; and 66 is about 6.7 percent.   Benefit as a spouse at 62 is about 67.5 percent of the benefit your spouse would receive if his or her benefits started at full retirement age. The reduction for starting benefits as a spouse at age 63 is about 65 percent; 64 is about 62.5 percent; 65 is about 58.3 percent; 66 is about 54.2 percent; and 67 is 50 percent.

Visit the Social Security Administration website at www.ssa.gov

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